Hello people.

I want a creditcard. And i have all the right critirias, such as right age and so on, except i don't make enough money :-(

In order for me to get a creditcard you must be over 18 years old, and make 1150 Euro a month (about 1100 US Dollars), and with my part time job i only make 300 Euro's.

Know why do you want that creditcard you say? I want to buy myself a new 3D card, and if i order it over the internet, it costs me alot less.

This is my plan:

I have made a false document with my "salary", it is an excellent forgery, becouse i used one of my own documents as an example. But i have changed everything on it, the company where i "work" for, my salery, everything what needed to be changed.

And i printed this out at an internet cafe far away from home, and i also printed the creditcard document(where i can get the creditcard with) out there, so there are now traces that i have had anything to with it.

So when they call to me and say:

"Sir, we have checked you salary at the company where you work, but the company doesn't exist, did you make an error filling in the documents?"

Then i say:

"Huh, creditcard? What the hell are you talking about? I don't know anything of that!"

"But sir, we got a request from you that you wanted a creditcard"

"I never did that! It must be a mistake or something"

So they think somebody else sended a request to them under my name, and they cant trace it back to me becouse i never did any of these actions on my own computer.

So what do you think can this work, of should i just pay some extra money for the stuff i want and forget about the creditcard?

And do you think if this is a serious crime? Lying on your request form? I think they won't bother with it becouse i don't commit serious crimes like carding or anything. I use my own money to buy stuff, i only need a creditcard.

Well it was a bad idea... but if they have no evidence I doubt they'll bother go after you. Just get a debit card that you can use like a credit card, but only spend the money you already have on it.

A debit card is very nice and all but i live in Holland. And i can't use my debit card on the internet to pay. I need a visa or a mastercard.

Are there any people here that worked for a creditcard company, and know how applications are handled?

[This message has been edited by Dutch18 (edited 09-24-2002).]

Here in the US you can get prepaid visa and mastercards. www.masterbuxx.com

[This message has been edited by confuzious (edited 09-24-2002).]

Man as long as you ar 18 and don't have any judgements on your credit history income doesnt matter. If this is your first application just say that just say you make $2000. Nobody ever checks.

Ahh, yes. I know if I wanted solid info on how to begin to establish my credit history, you guys would certainly be my first choice.

(Sigh)