I currently am in possesion of an ATM card, the likes of which I know the pin number of... but let us say that I am in a situation that if I were to take out said money, its belonger will notice and know undisputedly that it was me. You see this person without fail, reviews that little slip of paper that the bank sends out every month that summarizes the months transactions. If I take out money the person will notice, especially since it will be a big chunk, and his/her transactions are only of approximately 20 dollars, used only as payment, never as withdrawal. So the question is here, how do I take money out without there being any documentation that says I did so. Any sort of violence is out of the question, as I live with the person, and I wish no harm, i am simply an oppertunist.

Sincerely, 13

13? hm.....sounds like someone got their hands on mommys/daddys credit card...naughty naughty.....

and if you deny it, let's go over the facts...
-Your username is 13, you might be 13 years old...
-You live with the person
-You have their card
-You know their pin number
-You don't want to cause harm, but you want cash
And, finally
-You know that they always review their bill.

Get a change of billing address on the card to one of your drop locations.

You can either get this service done for you by paying in IRC or you can phish details out the card holder yourself and answer their banks security questions with the phished info and request the billing address to be changed.

Easy as pie.

Also keylogging and phishing go hand in hand.

If they don't use their banks online service then you'll have to snoop around and/or use social engineering over the phone, or jsut send a phishing e-mail saying it's a new requirement that they get an account there, then set some selections of common security questions such as "mother's maiden name" in a drop down menu and have them answer them. Chances are if they fall for the phisher tactics you'll have enough info to answer their security questions.

I suggest reading my thread on carding to give you some ideas:
http://www.totse.com/community/showthread.php?t=2175342

Molotov everything.

You shouldn't steal your parents card.

Fedex me the card and pin.

I'll withdraw as much money as possible, take half, and fedex it back to you.

It'll show up as withdrawls many many states away.

I'll be honest, unlike the character above me. Send me the card and pin and I'll withdraw a couple thousands dollars and throw the thing away.

ATM cards will always post to the account, since they debit it. Anyone who reviews their account regularly will notice ATM activity.

Another poor excuse of a "Bad Idea". How much of a little bitch do you have to be to steal from a family member? "Oh their my room mate". Ok, so they help you by letting you shack up with them and not letting you live in a cardboard box. So you want to steal from someone who is doing something good for you? Not only that, but you want to steal such a small sum of money, taking a huge risk? Obviously, if they never take money off the card and only deposit 20$ for bill paying, and there is a withdrawal on it, your fucked. Is it really that hard of a concept to grasp? Looks like you need to find some other way to make a quick $20. Maybe you should get a job or find a crime with less risk and better pay.

Here's an even better spin:

Get a nigerian to send you a $5000+ check. Deposit it. If it clears (it will for a day or two before they realize it's fake IF they let it through at all) then go buy something at a dodgy store or gas station, then fedex your card to someone a state away.

Let them spend / withdraw everything in the account. You won't be on the hook for the check funds as you normally would be.