Well I just turned 18 and am looking to get a credit card so I can purchase parts to build my own computer which will be around $700. I have been on sites that compare rates and so far most of the ones with lower interest rates without an annual fee require good credit. The ones for those with no credit or bad credit of course have a higher APR. My question is will I most likely be able to get any of the ones for people with bad credit and what will be the limit for it? I have enough money in the bank to pay for the PC, but would like to start building my credit up, so would it build up my credit more to get one with a reg. APR and pay it off in 6 months or get one with a 0% APR for the first year and pay it off before the year is up? And my final ? is does it damage your credit to cancel cards after your 0
% APR period runs out and get a different card and do they still build credit at 0% APR?

Show them that you can really take a credit card to the ass crack. Like BOO YAH! Right on my butthole, (Slit the top of your holes where it budges out a little you'll get it for sure)

Take out short term loans from those check into cash type places. Then, pay them back immediately. Do this a dozen times or so....good credit city.

Except for the >99% interest rates...

- Tom

Pay your cell phone bill and and any others you may have. If it's time for you to buy a car, finance it.