I want to open a credit card and have some money but i don't have a job or a steady source of income, what could happen to me if i buy stuff but dont pay for it for a while or atleast till i get a job?

If you borrow money on the card, and don't pay it off within the time limit the bank/company allows, they will charge you with crippling charges at whatever rate of interest the card has. If you continue to not pay it off, they will charge you that same amount of interest on the balance that you owe month after month. If you don't pay it off in the time that you have been given, they will send bailiffs to collect your possessions. I wouldn't recommend getting a credit card with no income at all.

They'll cut it off if you don't pay them, then send the debt to a collection agency. You can get out of it if you claim bankruptcy, but that will follow you on your credit rating for a number of years; bankruptcy can cripple you financially for a fair while.

get one and buy a yacht they can't do shit

sounds good i dont know what does other bitches are saying

Shut Up.

Anyway as others have said. They'll fuck you with interested charges until they realise you aren't paying. Once that happens you are going to sell shit or file for bankruptcy.

Not a good idea. I'm pretty sure they wouldn't issue you with one though if you don't have an income.

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Love, Swibbles

i was wondering this too.


i need money money money and it's either student loans or rack up a bunch of money on a fancy new visa or something.

My point of view on this matter is that the OP should in fact get a credit card. It's the solution to all his problems.

Normal people get their money money money from working a job, junkie.

This is funny as I'm 100% sure I've had more jobs in my life than you, princess.