totse.com | After robbing a bank (you have the money)

eBagger · #1 2008-07-24, 08:14

What are the potential problems you could run into?

Its been stated that they have the general info on the bills the bank has, if you were to make off with 20,000 - 200,000 dollars, how would you go about using that money?

Wouldn't it be easy to spot those sums of cash if you were to deposit/ spend the money.

enkrypt0r · #2 2008-07-24, 08:44

I think you and the money would be pretty easy to spot after the blue powder explodes everywhere...

7alentine · #3 2008-07-24, 09:09

Quote:

Originally Posted by enkrypt0r View Post

I think you and the money would be pretty easy to spot after the blue powder explodes everywhere...

Assuming that HASN'T happened, you only have a few things to avoid...

Family members who will use you,
Backstabbing friends,
Jealous ex-girlfriends,
Suspicious landlords,
Security footage,
Accidentally saying "I'm Bob, I rob banks" at the next family picnic,
Purchasing large quantities of expensive items,
Using the same bag you used to rob the bank,
Trying to open an account in the same bank the next day,
Alcohol (it makes you blab)
Drugs (they make you blab)
Alec Baldwin (shit actor)
Cops,
Anyone who associates with cops,
Anyone who used to be a cop,
Anyone who IS a cop,
Anyone who is related to a cop,
ANYTHING to do with cops, even in the slightest!

And of course,

Judges,
Courtrooms,
Lawyers,
Doctors,
Practitioners,
Porche's,
PlayStation 3's,
The Black Market,
Your 'best friend' Vinnie who happens to be a criminal,

Aaaand that about sums it up.

Avoid those things and you'll be right to spend it however you want!

P.S. You're a fucking moron if you try and rob a bank!

southernsun · #4 2008-07-24, 09:20

Simple really, don't tell anyone, NO ONE. Don't spend any of it for atleast 3 years. Best thing to do would be start up a business, declare yourself as self employed, and with each fake customer you put on the books, you put how ever much you 'charged' the customer into the business account, out of the money you stole, paying tax of course, you can't complain though, you got it for free.

sex&violence · #5 2008-07-24, 11:13

Hypothetically if you were in this situation you should start off by telling NOBODY! Your acquaintances, close friends, relatives, significant other, etc. DO NOT need to know. If you have already failed this step by telling even a single soul you are fucked, and will be caught. Next, DO NOT even consider spending your newly obtained money without first properly laundering it. If you spend the money while it is still dirty you WILL get caught. Their are three basic steps to laundering dirty money, in this order:

Placement- Insert the money into a legitimate financial institute. Splitting the money into a few different bank accounts is a good idea because large amounts of cash all in one place tends to look very suspicious, and on top of that banks are required to report high-value transactions. Which is why this is the riskiest step, if you can complete this step without being caught you are 1/3 of the way their.

Layering- This involves sending the money through various financial transactions to change its form and make it more difficult to trace. Layering consists of several bank-to-bank transfers. Wire transfers between different accounts, in different names, in different countries is a good idea.

Integration- In this step the money re-enters mainstream economy in legitimate looking form (appears to come from a legal transaction). This could involve a final bank transfer into the account of a local business, making it appear as though you are "investing" to reap the benefits. The amount of evidence and documentation you leave in the previous steps will greatly determine and greatly affect the probability and outcome of you getting away with successfully laundering your money. The least evidence and documentation you leave, the better.

If you can successfully complete these three steps you can use your newly laundered money free of worry.

This is all hypothetical though, of course.

Lb13 · #6 2008-07-24, 12:14

Quote:

Originally Posted by sex&violence View Post

Hypothetically if you were in this situation you should start off by telling NOBODY! Your acquaintances, close friends, relatives, significant other, etc. DO NOT need to know. If you have already failed this step by telling even a single soul you are fucked, and will be caught. Next, DO NOT even consider spending your newly obtained money without first properly laundering it. If you spend the money while it is still dirty you WILL get caught. Their are three basic steps to laundering dirty money, in this order:

Placement- Insert the money into a legitimate financial institute. Splitting the money into a few different bank accounts is a good idea because large amounts of cash all in one place tends to look very suspicious, and on top of that banks are required to report high-value transactions. Which is why this is the riskiest step, if you can complete this step without being caught you are 1/3 of the way their.

Layering- This involves sending the money through various financial transactions to change its form and make it more difficult to trace. Layering consists of several bank-to-bank transfers. Wire transfers between different accounts, in different names, in different countries is a good idea.

Integration- In this step the money re-enters mainstream economy in legitimate looking form (appears to come from a legal transaction). This could involve a final bank transfer into the account of a local business, making it appear as though you are "investing" to reap the benefits. The amount of evidence and documentation you leave in the previous steps will greatly determine and greatly affect the probability and outcome of you getting away with successfully laundering your money. The least evidence and documentation you leave, the better.

If you can successfully complete these three steps you can use your newly laundered money free of worry.

This is all hypothetical though, of course.

text file material?

eBagger · #7 2008-07-24, 15:04

Quote:

Originally Posted by sex&violence View Post

Hypothetically if you were in this situation you should start off by telling NOBODY! Your acquaintances, close friends, relatives, significant other, etc. DO NOT need to know. If you have already failed this step by telling even a single soul you are fucked, and will be caught. Next, DO NOT even consider spending your newly obtained money without first properly laundering it. If you spend the money while it is still dirty you WILL get caught. Their are three basic steps to laundering dirty money, in this order:

Placement- Insert the money into a legitimate financial institute. Splitting the money into a few different bank accounts is a good idea because large amounts of cash all in one place tends to look very suspicious, and on top of that banks are required to report high-value transactions. Which is why this is the riskiest step, if you can complete this step without being caught you are 1/3 of the way their.

Layering- This involves sending the money through various financial transactions to change its form and make it more difficult to trace. Layering consists of several bank-to-bank transfers. Wire transfers between different accounts, in different names, in different countries is a good idea.

Integration- In this step the money re-enters mainstream economy in legitimate looking form (appears to come from a legal transaction). This could involve a final bank transfer into the account of a local business, making it appear as though you are "investing" to reap the benefits. The amount of evidence and documentation you leave in the previous steps will greatly determine and greatly affect the probability and outcome of you getting away with successfully laundering your money. The least evidence and documentation you leave, the better.

If you can successfully complete these three steps you can use your newly laundered money free of worry.

This is all hypothetical though, of course.

Thanks for the info. How long before you would start splitting up the money and putting it into different accounts?

And does anyone see the accounts you make? Like if I make an account at the Credit Union, First Citizens, and Wachovia, Is there any way they communicate to say hey.....we just got a 75,000 deposit from a 21 year old.

WDC · #8 2008-07-24, 15:51

Quote:

Originally Posted by Lb13 View Post

text file material?

That would be a great text file.

Idiosyncrasy · #9 2008-07-24, 20:36

Federal regulations makes banks fill our CTRs (cash transaction reports), which goes to the feds, for amounts over $10,000 per day. Also, if you bring in these large cash deposits too often (probably more than once or twice a month), they'll probably fill out an SAR (suspicious activity report).

I would not recommend using a bank and directly depositing the cash in order to launder it. Perhaps you could pay someone else to go get the money in the form of a bond or cashier's check made out to you, or something of that sort. Western Union would probably be one of the best bets. They'll still get your ID information, but at least you don't have to make accounts with the history of those transactions.

sex&violence · #10 2008-07-24, 23:17

Quote:

Originally Posted by WDC View Post

That would be a great text file.

I have my moments of good contributions.