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Money Money Money... Finances, money, investing, saving, anything to do with the green stuff that makes the world go around.

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  #1   Add Piotr to your ignore list  
Old 2007-07-06, 19:29
Piotr Piotr is offline
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Germany Piotr is an unknown
Default Community Chest. Bank error in your favor.

So about 3 weeks ago, i needed money for a used car. So i go into my account to take out the necessary 800 bucks for this little hoopdie.

Let me know if i'm doing the math wrong here

I had 2000 dollars in the account

I took out 800 dollars

Now i have 2800 dollars...

Someone fucked up.

How long will it take for the bank to correct their error?

I'm being smart about this and i'm not touching the money.. Its in savings so i'm not going to touch it anyway unless i NEED something drastically.
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  #2   Add wannabe-canadian to your ignore list  
Old 2007-07-06, 19:32
wannabe-canadian wannabe-canadian is offline
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Germany wannabe-canadian is an unknown
Default Re: Community Chest. Bank error in your favor.

I don't know about your country, but here in germany i believe you are required to tell the bank... don't know what happens if you don't even if you don't touch the money.
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  #3   Add SilentMind to your ignore list  
Old 2007-07-06, 19:41
SilentMind SilentMind is online now
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Florida, US SilentMind is helpful SilentMind is helpful
Default Re: Community Chest. Bank error in your favor.

Go back to the exact same ATM and do everything exactly as you did.

You never know...
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  #4   Add Piotr to your ignore list  
Old 2007-07-06, 19:44
Piotr Piotr is offline
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Default Re: Community Chest. Bank error in your favor.

I took the money out of the bank from a teller. The ATM limits are only about 680 dollars per day. I dunno why.

But apparantly the systems were down when i took the money out, so they had to do everything by hand.
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  #5   Add MH-iforgotmypassword to your ignore list  
Old 2007-07-06, 20:16
MH-iforgotmypassword MH-iforgotmypassword is offline
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Default Re: Community Chest. Bank error in your favor.

I know in the military if they overpay you or anything, once they realize (which they always seem to), they stop paying you until they get what's thiers. Regardless of whether you need the $ or what. I'd either tell them or liquidate the account... The former if you want to use the bank long term. Then again, they may never notice. Once the keys are pressed, I'm not sure if there is too much review. Then again, they should notice a 1600$ discrepancy, no? Any bank-tellers here?
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  #6   Add NuclearWinter to your ignore list  
Old 2007-07-07, 04:26
NuclearWinter NuclearWinter is offline
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BEHIND YOU!!!!!!! NuclearWinter is helpful
Default Re: Community Chest. Bank error in your favor.

I heard a news story a few years ago about a bank here in Australia that accidentally deposited $1.25 Million into the wrong account. The man was allowed to hang on to the money and the bank had to pay the 1.25 into the account it was destined for.
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  #7   Add Piotr to your ignore list  
Old 2007-07-07, 08:05
Piotr Piotr is offline
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Germany Piotr is an unknown
Default Re: Community Chest. Bank error in your favor.

i figure i'll just pull the slight more interest on it.. Hell, they can't take my interest away can they?
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  #8   Add Soda_Can_Sniper to your ignore list  
Old 2007-07-07, 14:55
Soda_Can_Sniper Soda_Can_Sniper is offline
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USA Soda_Can_Sniper is helpful
Default Re: Community Chest. Bank error in your favor.

Don't touch it. They'll most likely figure it out in a week and remove the money.

If they don't, leave it alone for 30 days. Then go to a customer service rep, and ask what their policies are for bank errors in your favor, and in the bank's favor.
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  #9   Add Zodiac228 to your ignore list  
Old 2007-07-08, 03:57
Zodiac228 Zodiac228 is offline
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Teton National Park - Wyoming Zodiac228 is helpful Zodiac228 is helpful
Default Re: Community Chest. Bank error in your favor.

Piotr: I have been waiting to hear what happens next. Has the bank taken any action yet? I really hope you get the extra $800.
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  #10   Add DeliPro to your ignore list  
Old 2007-07-08, 04:24
DeliPro DeliPro is offline
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Minneapolis DeliPro is an unknown
Default Re: Community Chest. Bank error in your favor.

Just don't touch it for a while, you can't get in trouble for it if it was the banks fault, just deny that you knew it was there.
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This thread continued for 3 pages in the real archive, 28 posts total - only page 1 survived here.
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